SBHL

SBHL

We offer a large selection of FHA mortgage products to refinance or buy a home. We can provide you with all the FHA financing services you need at a great rate.

Whether you're planing to refinance, buy your first home, lower your monthly payments, buy a second home, consolidate debt or get pre-approved for a mortgage. We are devoted to providing you with first class personal service, featuring the ultimate in technology, courtesy, reliability and dependability.

Purchase or Refinance?

* FHA Mortgage

* Mortgage Refinance

* Conventional Mortgages

* Home Buyer Mortgages

Call Now, Our Staff is Available!

(954) 281-2673

FHA Mortgage Rates...

Call for a Rate Quote - Purchase or Refinance...

FHA Mortgage Rates...

Closing your Loan On Time Every Time!

We also provide the following services:

* Credit Analysis

* Pre-Approvals

* Divorce Refinance

* Bankruptcy Bail Outs

* First Time Home Buyer Programs

FHA Mortgage Rates...

Our team has over 25 years of experience in the mortgage industry. Our commitment to you will always be to make your experience with FHA World the very best it can be at the very best rates possible with a total focus on service, honesty, reliability and all with your complete satisfaction in mind.

For more information on refinancing, buying a home or to see if you qualify for a home loan please give FHA World a call at (954) 281-2673.

FHA World - FHA loans for Florida - New York - New Jersey

FHA Refinance - FHA refinance loans allow borrowers to reduce the interest rate on your current mortgage.

FHA Cash Out Refinance - FHA cash out refinance allows home owners to reduce their interest rates and get cash.

FHA Streamline Refinance - FHA streamline refinance refers only to the amount of documentation and underwriting that needs to be performed.

FHA 203K Loan - The loan program offers the borrower one mortgage loan, to finance both the acquisition and the rehabilitation of the property.

FHA Purchase - For most Americans, an FHA loan is the best way to finance the purchase of a new home.

FHA Closing Cost - Generally refers to a group of fees the buyer and/or seller must pay during the closing settlement process.

FHA Mortgage Rates - Today's historically low interest rates make now the perfect time to purchase a new home or refinance.

FHA World - Federal Housing Administration

An FHA loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won't have to write off a loan if the borrower defaults the FHA will pay. Because of this guarantee, lenders are willing to make mortgage loans.

Almost anybody can get an FHA loan. There are no income limits – like you may find with first time home buyer programs. However, there are limits on how much you can borrow. In general, you're limited to mortgage loans relative to home prices in your area.

FHA World - FHA loans become popular again

Following the mortgage crisis that started in 2007, FHA became one of the main sources of mortgage financing in the United States.

The share of home purchase financed with FHA mortgages went from two percent to over thirty-five percent of mortgages in the country.

Without conventional source of financing, many borrowers ended up borrowing from FHA.

Call Now (888) 958-5382

Apply now.



www.sbhl.com - SBHL, SBHL, SBHL,

www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.

Apply Now

Call us 888-958-5382


www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.


LOGO
Image 12

Apply Now!

Call 800.516.9166

Email Us!



FHA Credit Score needed to buy
a house or refinance


FHA loan requirements new borrowers with less than a 580 credit score will be required to put down at least 10%

FHA requires a minimum credit score of 500 to buy a home or refinance


Bankruptcy

Chapter 7 Bankruptcy at least two years must have elapsed since the discharge date


Foreclosure

Foreclosure must have been resolved for at least 3 years

Government loan: Seasoning is determined by the date the claim was paid

Loans other than Government: Seasoning is determined by the date of sale the lender sold the property


Short Sale

FHA guidelines requires three year past from the date of sale of the property


What documentation will I need?

  • W2's or Personal tax returns for 2 years
  • Current pay stubs for the past month
  • Bank statements for last 2 months (all pages)
  • Clear copy of Driver’s License (front and back)
  • Clear copy of SS card (front and back)

Call Now, Our Staff is Available
888-958-4228


Apply Now!

Recent Articles

  1. Mortgage Rates August 5

    Aug 05, 24 04:10 PM

    Mortgage Rates August 5, 2024. Rates have gone down recently. Lower rates equals lower mortgage payment.

    Read More

  2. Mortgage Rates August 5 2024

    Aug 05, 24 03:55 PM

    blog.png
    Mortgage Rates August 5 2024

    Read More

  3. Today's FHA Rates 5.00% & 5.875% Conventional Minimum 700 Credit Score

    Aug 05, 24 03:48 PM

    Today’s historically low 30 year fixed interest rates make now the perfect time to purchase a new home or refinance To be approved at the lowest mortgage rates, you do not need to have the highest cre…

    Read More


LOGO

New Jersey Location

Call Now, Our Staff is Available!

800.516.9166

Z1.png